Our Team

/Our Team
Our Team 2023-05-31T02:44:02+00:00

Paul Heisler
Director

As an experienced mortgage broker, I specialize in various types of lending, including home loans, self-managed super funds, and investment lending. With my extensive expertise in the mortgage industry, I possess the necessary knowledge and skills to assist clients in finding the most suitable financing options for their unique needs and financial goals. Whether you are seeking a home loan, looking to manage your self-managed super fund, or exploring investment opportunities, I am committed to providing personalized guidance and support throughout the entire lending process.

Paul Heisler first established Mortgage Life Home Loans Pty Ltd in 2009 and he endeavours to offer outstanding brokerage services. Paul’s main motivation is to offer his clients with a service that differentiates him from his competitors as he is passionate about his reputation for delivering unbiased advice.

Paul’s expertise comes from more than 15 years of finance experience which includes more than 10 years of working for NAB. Paul started out working in the NAB call centre writing home loans, where he worked his way up to team leader.

He then made his way towards becoming a personal banker and then an assistant area manager. This enabled Paul to become a Branch Manager which he did for over three years.

Paul is a co-founder of a go-karting club and he is currently the worst driver out of everyone. He is extremely passionate about his sport, especially Hawthorn FC. Maybe even Melbourne Victory, Melbourne Storm and sometimes QLD Maroons.

Joseph Godino
Senior Commercial Finance Broker

With over 30 years of banking and finance experience, I have built up great knowledge to assist any clients in achieving their dreams by understanding their specific situations and finding lending solutions. Additionally, I have over 15 years of experience in business banking, supporting self-employed clients and helping them grow their businesses and achieve their financial goals. These goals include purchasing family homes, investment properties, SMSF loans, commercial and factory loans, as well as asset and vehicle finance. I pride myself on providing strong customer service and maintaining great customer relations.

Joe became a broker in 2017 after working at Westpac for 28 years. During his time there, he performed various roles, including branch manager at numerous branches. In the last 10 years, he transitioned into the business banking sector, where he held positions in commercial banking. Eventually, he served as a business relationship manager, overseeing a portfolio of self-employed clients and addressing all of their banking requirements.

Joe has a passion for traveling and loves visiting new places, as well as experiencing different cultures. While he enjoys watching all sports, it is the football codes that he has a particular passion for, such as Collingwood in the AFL, as well as soccer from around the world.

Craig Bartlett
Finance Strategist

Craig truly understands the challenges involved in purchasing property and borrowing money, as it can often be an overwhelming and stressful experience for anyone. However, his genuine passion lies in guiding his clients through this intricate process, ensuring that they embark on a purchasing journey that not only fulfills their immediate needs but also paves the way for a secure and prosperous future, all while securing the very best deal available to them.


Craig will listen to you and take the time and effort to understand your circumstances and what you want to achieve. He will support you throughout the process and be there for you during your transaction and beyond.

With over 30 years of experience in banking and finance, Craig has had the privilege of helping numerous individuals reach their desired destinations by genuinely comprehending their needs and aspirations. He will extend the same level of dedication to you, being your unwavering ally throughout the entire journey. Craig will diligently work on your behalf, providing invaluable assistance and helping to alleviate any stress associated with the process.

When he’s not working, you’ll find Craig “attempting” to play tennis, tending to the garden, or entertaining family and friends out back by the BBQ.

Steven Ragany
Finance Broker

Mortgage Life is a full member of the Mortgage and Finance Association of Australia (MFAA), we are committed to upholding the excellence in ethics and professional standards of this association. 

Mortgage Life Home Loans Pty Ltd

  • ACN 140 740 245
  • Australian Financial Complaints Authority – 48814
  • ASIC Requirements
  • Paul Heisler is a Credit Representative (399152) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237)
  • Mortgage Life Home Loans Pty Ltd is a Corporate Credit Representative (397286) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237)
  • Cert IV Finance Broking
  • Diploma of Financial Services (Finance/Mortgage Broking Management FNS50504)

With access to over 25 banks and lenders and hundreds of loan products we are confident that we can find the right solution for your needs or situation.  We can guide you through your options and offer the right assistance with any loan process from start to finish. Mortgage Life continues to offer our customers with after settlement advice and any ongoing support needed.

We pride ourselves on our knowledgeable advice, expert solutions and personal service in the areas of: